What
Really Matter?
Buying a home? The process
can be stressful. A home inspection is supposed to give you
peace of mind, but often has the opposite effect. You will
be asked to absorb a lot of information in a short time. This
often includes a written report, checklist, photographs, environmental
reports and what the inspector himself says during the inspection.
All this combined with the seller's disclosure and what you
notice yourself makes the experience even more overwhelming.
What should you do?
Relax. Most of your inspection will be maintenance recommendations,
life expectancies and minor imperfections. These are nice
to know about. However, the issues that really matter will
fall into four categories:
1. Major defects. An example of this would be a structural
failure.
2. Things that lead to major defects. A small roof-flashing
leak, for example.
3. Things that may hinder your ability to finance, legally
occupy or insure the home.
4. Safety hazards, such as an exposed, live buss bar at the
electric panel.
Anything in these categories should be addressed. Often a
serious problem can be corrected inexpensively to protect
both life and property (especially in categories 2 and 4).
Most sellers are honest and are often surprised to learn of
defects uncovered during an inspection. Realize that sellers
are under no obligation to repair everything mentioned in
the report. No home is perfect. Keep things in perspective.
Do not kill your deal over things that do not matter. It is
inappropriate to demand that a seller address deferred maintenance,
conditions already listed on the seller's disclosure or nit-picky
items.
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